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PHOTO OF THE WEEK

| Annual Report |
| For The Year Ended 31 March 2011 |



FEATURES
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Afghan Returness Forgetting Fear, Finding Fortune
Life was hard for Nargis and her family when they were living as refugees in Quetta.more
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Lessons from the field: "It takes a village..."
Lack of coordination and communication among stakeholders at the field level has been ... more
SECTOR UPDATE
As of 30 November 2011
230,195
Active Borrowers
| 67% Women Borrowers |
US$112m Gross Loan Portfolio |
| US$489 Loan Outstanding per Borrower |
91.7% Operational Self-Sufficiency |
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Study assesses demand for Sharia-based financial products
A recently completed research assesses the demand for Sharia-based financial products and services by potential borrowers in urban and rural settings in the provinces of Herat, Kabul, Jalalabad and Mazar-e Sharif. The study was conducted by APPRO (www.appro.org.af) and commissioned by MISFA.
Afghan Microfinance Sector Hits 1 Billion Dollar Mark
The microfinance sector of Afghanistan has reached a milestone, disbursing a combined total of more than US$1 billion to hundreds of thousands of Afghans since its official creation in 2003. This milestone, was achieved at the end of January 2011, according to the Microfinance Investment Support Facility for Afghanistan (MISFA).
Mutahid Development Finance Institution
As part of the ongoing consolidation of the microfinance sector of Afghanistan, MISFA is facilitating the merging of the strengths, talents and other assets of three microfinance institutions—MADRAC, MOFAD and PARWAZ—into one new entity called Mutahid (United)Development Finance Institution.





